If you want instant reward gratification for your employees, then our virtual card is the option for you.

Our virtual card service enables us to instantly dispatch card details and can therefore be used immediately by employees. It never has to be replaced and can be used at any Online Store in South Africa.

What is a Virtual Reward Card?

A virtual reward card functions like a debit card and is a digital alternative for a plastic card but with additional benefits.


  • Employees can shop at any Online South African retailer of their choice.
  • Virtual card details are sent directly to the employee to keep and use.
  • Can be used if there is a reward amount uploaded and the account has a positive balance.

How it works

The Virtual Debit Card works the same as a credit card without the physical card.
You will have a card number, CVV (CVC), expiry date and 3D Secure code.

1. Your company supply the details required to create virtual cards.

2. The card numbers are activated when we upload them.

3. After the activation, details will be sent to your employee.

4. Balances and statement can be done via our Website.

Are you ready to take your business and team to the next level?

Important Things to Remember

  • The Virtual Card can only be used online and only at South African online retailers: Takealot, Yuppie Chef, Woolworths, Checkers, PicknPay, etc.
  • Same limits as Physical Kudosh Card (R10k max balance, R25k max monthly upload.)
  • Cards can be topped up with reward amounts at any time with a small upload fee.
  • No purchase can be made with a greater amount value as the balance on the virtual card.
  • All information supplied by companies for their employees is sent to local banks and the information is treated the same than any other banking personal details for security.